Automatic
Reads transaction SMS your bank already sends and builds your ledger for you. Adds itemized order details from supported shopping apps, with your permission.
Android · Built for India · Pre-launch
Your money, captured automatically.
Ledgerly reads the transaction SMS your bank already sends, so you never log an expense again. Day one starts with months of your history, not an empty screen. Then it tells you which credit card to swipe before you pay.
Bank SMS read on your phone, never uploadedYour ledger is stored on your phoneNo sign-in, no ads, no analytics SDKCloud AI only after you agree to it
In closed testing on Google Play.
Works with what you already use
Itemized order capture
Instamart
Amazon Now
Orders from a screenshot
AmazonAmazon FreshPayment notifications
BHIMTransaction SMS from banks
All product names, logos, and brands are property of their respective owners. Ledgerly is not affiliated with or endorsed by any bank or merchant.
Interactive demo
Don’t read about it. Order something.
Place a pretend order on a virtual Blinkit, Zomato, Swiggy, or Instamart. Track the rider to your door. Then tap the floating L on the order screen and watch the whole thing land in your ledger, itemized, without typing a word.
Start a pretend order🛵
🛒
🍕
🧾
What you get
Three ideas behind the app.
Optimized
Knows the reward rules of every card you carry. Names the best card to swipe for each purchase, and counts the rewards you would have earned with a better one.
Private
Your ledger is stored on your phone. No sign-in, no advertising, no analytics SDK. Every feature that can reach the internet, and what it sends, is named one by one in the privacy policy.
67
Indian credit cards in the catalog, with reward rules
24
banks recognized from transaction SMS
Built in the open, used every day
Built by one person who runs his entire financial life on it. Every screenshot on this site is real money moving through the installed app. No demo data.
3,066 automated tests · 43 database migrations · 242 build sessions and counting
What is inside
Eight things Ledgerly does, in plain English.
Each one has a feature page with examples and screenshots. Open them in order, or jump to whatever you wanted to look up.
Automatic capture
SMS with a one-time history import, in-app order capture, receipts, PDFs. Refunds pair with the original purchase.
Credit-card optimizer
Best-card-to-swipe, Cashback left on the table, Card Simulator, Welcome Bonus Radar, Card Karma.
Cashback Bank
Missed cashback as a running balance, with a twelve-month projection.
Cash flow and alerts
Month-end and day-by-day forecasts. Rule-based spending alerts.
Goals and budgets
Savings goals with live allocation. Goal Pressure shows how a purchase moves a date.
Subscriptions and loans
Detects recurring bills. Loan Ledger and family money keep positions with people, not just merchants.
Spending intelligence
Insights, Money saved, Price Memory, Merchant report card, Week's basket.
AI features
Card Concierge, Roast, narrator, loan-reminder drafts. Optional cloud AI that stays off until you agree to it.
Be first in the ledger.
One email when Ledgerly is on Google Play. Nothing else, ever.
No spam, just the launch email · can’t wait? Join the beta · or write to madmaxlabsllc@gmail.com