Automatic
Reads transaction SMS your bank already sends and builds your ledger for you. Adds itemized order details from supported shopping apps, with your permission.
In active development. Coming to Google Play.
Your money, captured automatically.
Ledgerly reads the transaction SMS your bank already sends, so you never log an expense again. Then it goes where other money apps stop: it tells you which credit card to swipe before you pay, and counts the cashback you are leaving behind.
Android. Built for India. Pre-launch.
What you get
Three ideas behind the app.
Optimized
Knows the reward rules of every card you carry. Names the best card to swipe for each purchase, and counts the rewards you would have earned with a better one.
Private
Runs on your device. No account, no cloud sync, no advertising, no analytics SDK. Optional features that reach the internet are named one by one in the privacy policy.
What is inside
Eight things Ledgerly does, in plain English.
Each one has a feature page with examples and screenshots. Open them in order, or jump to whatever you wanted to look up.
Automatic capture
SMS, in-app order capture, receipts, PDFs.
Credit-card optimizer
Best-card-to-swipe, Cashback left on the table, Card Simulator, Welcome Bonus Radar, Card Karma.
Cashback Bank
Missed cashback as a running balance, with a twelve-month projection.
Cash flow and alerts
Month-end and day-by-day forecasts. Rule-based spending alerts.
Goals and budgets
Savings goals with live allocation. Goal Pressure shows how a purchase moves a date.
Subscriptions and loans
Detects recurring bills. Loan Ledger keeps a net position with friends.
Spending intelligence
Insights, Price Memory, Merchant comparison, Convenience tax, Week's basket.
AI features (BYOK)
Card Concierge, Wallet Wrapped, Roast, narrator. Optional, using your own OpenAI key.
Want a heads-up when it lands?
There is no waitlist form yet. Send a note and we will write back when Ledgerly is on Google Play.
madmaxlabsllc@gmail.com